Bermuda
Background
Bermuda was first settled in 1609 by shipwrecked English colonists heading for Virginia. Self-governing since 1620, Bermuda is the oldest and most populous of the British Overseas Territories. Vacationing on the island to escape North American winters first developed in Victorian times. Tourism continues to be important for the island's economy, although international business has overtaken it in recent years as Bermuda has developed into a highly successful offshore financial center. A referendum on independence from the UK was soundly defeated in 1995.
Area
Coastline
103 km
Elevation
Geographic coordinates
Geography - note
the archipelago consists of over 170 coral islands and islets with ample rainfall, as well as thousands of cays, but no rivers or freshwater lakes; some land was leased by the US Government from 1941 to 1995
Irrigated land
NA
Land boundaries
total: 0 km
Location
North America, group of islands in the North Atlantic Ocean, east of South Carolina (US)
Map references
North America
Maritime claims
territorial sea: 12 nm exclusive economic zone: 200 nm exclusive fishing zone: 200 nm
Natural hazards
hurricanes (June to November)
Natural resources
Terrain
low hills separated by fertile depressions
Age structure
Birth rate
Currently married women (ages 15-49)
49.7% (2016 est.)
Death rate
Dependency ratios
total dependency ratio: 66.1 (2025 est.) youth dependency ratio: 27.2 (2025 est.) elderly dependency ratio: 38.9 (2025 est.) potential support ratio: 2.6 (2025 est.)
Education expenditure
1.9% of GDP (2023 est.) 7.8% national budget (2017 est.)
Ethnic groups
Gross reproduction rate
0.92 (2025 est.)
Infant mortality rate
total: 2.1 deaths/1,000 live births (2025 est.) male: 2.5 deaths/1,000 live births female: 1.8 deaths/1,000 live births
Languages
Life expectancy at birth
total population: 82.5 years (2024 est.) male: 79.4 years female: 85.7 years
Major urban areas - population
10,000 HAMILTON (capital) (2018)
Median age
total: 43.9 years (2025 est.) male: 41.5 years female: 46.3 years
Nationality
noun: Bermudian(s) adjective: Bermudian
Net migration rate
1.31 migrant(s)/1,000 population (2025 est.)
Population distribution
relatively even population distribution throughout
Population growth rate
0.27% (2025 est.)
Population
- breakdown
- {"male":{"value":35503,"unit":"people","formatted":"35,503","name":"Male Population"},"female":{"value":37504,"unit":"people","formatted":"37,504","name":"Female Population"}}
- meta
- {"year":2025}
Religions
School life expectancy (primary to tertiary education)
total: 12 years (2023 est.) male: 11 years (2023 est.) female: 12 years (2023 est.)
Sex ratio
at birth: 1.05 male(s)/female 0-14 years: 1.05 male(s)/female 15-64 years: 1.01 male(s)/female 65 years and over: 0.74 male(s)/female total population: 0.95 male(s)/female (2024 est.)
Total fertility rate
1.88 children born/woman (2025 est.)
Carbon dioxide emissions
577,000 metric tonnes of CO2 (2023 est.) from coal and metallurgical coke: 9 metric tonnes of CO2 (2023 est.) from petroleum and other liquids: 577,000 metric tonnes of CO2 (2023 est.)
Climate
subtropical; mild, humid; gales, strong winds common in winter
Environmental issues
air pollution from vehicle emissions; scarce water resources; solid waste disposal; hazardous waste disposal; sewage disposal; overfishing; oil spills
Land use
agricultural land: 5.6% (2023 est.) arable land: 5.6% (2023 est.) permanent crops: 0% (2022 est.) permanent pasture: 0% (2022 est.) forest: 14.4% (2023 est.) other: 80% (2023 est.)
Urbanization
urban population: 100% of total population (2023) rate of urbanization: -0.2% annual rate of change (2020-25 est.)
Waste and recycling
municipal solid waste generated annually: 82,000 tons (2024 est.) percent of municipal solid waste recycled: 2% (2012 est.)
Administrative divisions
9 parishes and 2 municipalities*; Devonshire, Hamilton, Hamilton*, Paget, Pembroke, Saint George*, Saint George's, Sandys, Smith's, Southampton, Warwick
Capital
- name
- Hamilton
- geo
- {"lat":32.2833,"lng":-64.7833}
- timezone
- {"difference":"UTC-4 (1 hour ahead of Washington, DC, during Standard Time)","note":null,"dst":"+1hr, begins second Sunday in March; ends first Sunday in November"}
- meta
- {}
Citizenship
citizenship by birth: no citizenship by descent only: at least one parent must be a citizen of the UK dual citizenship recognized: yes residency requirement for naturalization: 10 years
Constitution
history: several previous (dating to 1684); latest entered into force 8 June 1968 (Bermuda Constitution Order 1968) amendment process: proposal procedure - NA; passage by an Order in Council in the UK
Country name
conventional long form: none conventional short form: Bermuda former: Somers Islands etymology: named after Juan de BERMUDEZ, an early 16th-century Spanish sea captain and the first European explorer of the archipelago
Dependency status
overseas territory of the UK
Executive branch
chief of state: King CHARLES III (since 8 September 2022); represented by Governor Andrew MURDOCH (since 23 January 2025) head of government: Premier David BURT (since 19 July 2017) cabinet: Cabinet nominated by the premier, approved by the governor election/appointment process: the monarchy is hereditary; governor appointed by the monarch; following legislative elections, the governor usually appoints the leader of the majority party or majority coalition as the premier
Flag
description: a red field with the UK flag in the upper-left quadrant and the Bermudian coat of arms centered on the right half of the flag; the coat of arms is a white shield with a red lion on a green field, holding a scroll showing the sinking of the ship "Sea Venture" history: the 1609 shipwreck of the "Sea Venture" led to the settling of Bermuda note: Bermuda is the only British overseas territory that uses a red field on its flag; all others use blue
Government type
Overseas Territory of the UK with limited self-government; parliamentary democracy
Independence
International law organization participation
has not submitted an ICJ jurisdiction declaration; non-party state to the ICCt
International organization participation
Judicial branch
highest court(s): Court of Appeal (consists of the court president and at least 2 justices); Supreme Court (consists of the chief justice, 4 puisne judges, and 1 associate justice); the Judicial Committee of the Privy Council (in London) is the court of final appeal judge selection and term of office: Court of Appeal justice appointed by the governor; justice tenure by individual appointment; Supreme Court judges nominated by the Judicial and Legal Services Commission and appointed by the governor; judge tenure based on terms of appointment subordinate courts: commercial court (began in 2006); magistrates' courts
Legal system
English common law
Legislative branch - lower chamber
chamber name: House of Assembly number of seats: 36 (directly elected) electoral system: plurality/majority scope of elections: full renewal term in office: 5 years most recent election date: 10/1/2020 parties elected and seats per party: PLP (30); OBA (6) percentage of women in chamber: 20% expected date of next election: 2025
Legislative branch - upper chamber
chamber name: Senate number of seats: 11 (appointed) term in office: 5 years most recent election date: 2022 percentage of women in chamber: 63.6% expected date of next election: 2027
Legislative branch
legislature name: Parliament legislative structure: bicameral
National anthem(s)
title: "Hail to Bermuda" lyrics/music: Bette JOHNS history: serves as a local anthem _____ title: "God Save the King" lyrics/music: unknown history: official anthem, as a UK territory
National coat of arms
Bermuda's coat of arms was formally granted by Royal Warrant on 4 October 1910 but has been in use since at least 1624; the red lion is a symbol of Great Britain; the Latin motto under the coat of arms, Quo Fata Ferunt, means "Whither the Fates Carry [Us];" the ship is the Sea Venture, an English ship that was wrecked on then-uninhabited Bermuda in 1609
National heritage
total World Heritage Sites: 1 (cultural); note - excerpted from the UK entry selected World Heritage Site locales: Historic Town of St. George and Related Fortifications
National holiday
National symbol(s)
red lion
Political parties
Free Democratic Movement or FDM One Bermuda Alliance or OBA Progressive Labor Party or PLP
Suffrage
18 years of age; universal
Agricultural products
Budget
revenues: $999.2 million (2017 est.) expenditures: $1.176 billion (2017 est.)
Current account balance
$1.32 billion (2023 est.) $1.135 billion (2022 est.) $962.258 million (2021 est.) note: balance of payments - net trade and primary/secondary income in current dollars
Economic overview
small, tourism- and construction-based, territorial-island economy; American import and tourist destination; known offshore banking hub; increasing inflation; major re-exportation and re-importation area
Exchange rates
Bermudian dollars (BMD) per US dollar - Exchange rates: 1 (2024 est.) 1 (2023 est.) 1 (2022 est.) 1 (2021 est.) 1 (2020 est.)
Exports - commodities
Exports - partners
Exports
GDP - composition, by end use
GDP - composition, by sector of origin
GDP - composition, by sector of origin
GDP (official exchange rate)
Imports - commodities
Imports - partners
Imports
Industrial production growth rate
-3.6% (2023 est.) note: annual % change in industrial value added based on constant local currency
Industries
Inflation rate (consumer prices)
2.8% (2022 est.) 1.4% (2021 est.) 0% (2020 est.) note: annual % change based on consumer prices
Real GDP growth rate
2.1% (2024 est.) 4.9% (2023 est.) 6.5% (2022 est.) note: annual GDP % growth based on constant local currency
Real GDP per capita
Real GDP (purchasing power parity)
$6.808 billion (2024 est.) $6.667 billion (2023 est.) $6.355 billion (2022 est.) note: data in 2021 dollars
Remittances
23.7% of GDP (2023 est.) 22.3% of GDP (2022 est.) 22.7% of GDP (2021 est.) note: personal transfers and compensation between resident and non-resident individuals/households/entities
Coal
consumption: 4 metric tons (2023 est.) imports: 4 metric tons (2023 est.)
Electricity access
electrification - total population: 100% (2022 est.)
Electricity generation sources
Electricity generation sources
Electricity
installed generating capacity: 172,000 kW (2023 est.) consumption: 590.38 million kWh (2023 est.) transmission/distribution losses: 43.172 million kWh (2023 est.)
Energy consumption per capita
122.737 million Btu/person (2023 est.)
Petroleum
refined petroleum consumption: 4,000 bbl/day (2023 est.)
Broadband - fixed subscriptions
36 (2022 est.)
Broadcast media
3 TV stations; cable and satellite TV subscription services are available; roughly 13 radio stations operating
Internet country code
.bm
Internet users
percent of population: 98% (2017 est.)
Telephones - mobile cellular
total subscriptions: 62,500 (2024 est.) subscriptions per 100 inhabitants: 97 (2024 est.)
Airports
1 (2025)
Civil aircraft registration country code prefix
VP-B
Merchant marine
total: 122 (2023) by type: container ship 15, oil tanker 8, other 99
Ports
total ports: 4 (2024) large: 0 medium: 1 small: 2 very small: 0 size unknown: 1 ports with oil terminals: 3 key ports: Freeport, Hamilton, Ireland Island, St. George
Military and security forces
Royal Bermuda Regiment; Bermuda Police Service (2025) note: the Royal Bermuda Regiment (aka "The Regiment") includes the Royal Bermuda Regiment Coast Guard
Military and security service personnel strengths
the Royal Bermuda Regiment has about 350 troops (2025)
Military equipment inventories and acquisitions
the Regiment is equipped with small arms (2025)
Military - note
defense is the responsibility of the UK; the Royal Bermuda Regimentโs responsibilities include maritime security of Bermudaโs inshore waters, search and rescue, ceremonial duties, humanitarian/disaster assistance, security of key installations, and assisting the Bermuda Police with maintaining public order; it includes explosive ordnance disposal, diver, maritime, security police, and support units (2026)
Military service age and obligation
men and women who are Commonwealth citizens and 18-45 years of age can volunteer for the Bermuda Regiment; service is for a minimum period of three years and two months from the date of enlistment; after completing their initial service, soldiers in the Regiment can choose to extend their service (2025)